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Insurance & Legal

Auto-renewing car insurance
Failing to declare accurate mileage
Using the wrong job title
Forgetting to update address on policy
Not declaring modifications
Paying monthly for insurance
Buying unnecessary add-ons
Overpaying for NCB protection
Driving uninsured
Losing no-claims discount

Fines & Penalties

Speeding fines and licence points
Congestion charge in London
ULEZ non-compliance
Parking fines
MOT expiry fines
Driving without valid tax
Using a mobile phone whilst driving
Not wearing a seatbelt
Box junction offences
Bus lane violations

Vehicle Maintenance

Ignoring tyre tread depth rules
Not checking tyre pressure
Skipping regular oil changes
Ignoring brake pad wear
Driving with engine warning lights on
Using the wrong fuel
Forgetting to replace timing belt
Not topping up coolant/antifreeze
Flat battery from leaving lights on
Windscreen cracks left unrepaired

Running Costs

Using premium fuel unnecessarily
Poor driving habits
Not shopping around for fuel prices
Paying extra for car washes instead of DIY
Unnecessary air-con useage
Carrying excess weight
Poor tyre alignment
Over-revving a cold engine
Not servicing hybrid/electric batteries
Under-using the car → mechanical issues

Accidents & Breakdowns

Not having breakdown cover
Locking keys inside car
Running out of fuel
Punctures without a spare or repair kit
Not learning how to change a tyre
DIY repairs gone wrong
Buying cheap part-worn tyres (false economy)
Not checking car before long trips

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